choose what works for you

COMPREHENSIVE ONGOING FINANCIAL LIFE PLANNING

The best part of working with a Financial Life Planner and a Fiduciary professional is that you get support in designing a lifestyle that is aligned to your personal values while working towards your financial goals.

We believe that by improving your relationship with money, you become empowered to reach your hopes and dreams. This gives you freedom to enjoy today’s pursuits without living in the past or worrying about the future.

What to expect from this relationship:

• We learn about you. What is your current relationship with your finances and what are your hopes and dreams. What are your expectations about our time together.

• We work together to perform a comprehensive financial plan, aligned to your values, attitude towards money, and in connection with your lifestyle.

• We help you develop a strategy for your money and adapt it throughout life changes.

• We nurture what is working for you and make changes as you reach desired milestones.

How much Does it Cost?

Individuals pay an annual retainer of $3,000; once you reach over $300,000 in assets under my management, we switch to 1% of AUM. This percentage decreases after $1,000,000 in AUM.

Couples pay an annual retainer of $4,200; once you reach over $420,000 in assets under my management, we switch to 1% of AUM. This percentage decreases after $1,000,000 in AUM.

There is an initial one-time fee of $1,000.

INVESTMENT MANAGEMENT

We learn about your values, clarify your short to long-term goals, then we build a diversified mix of stocks and bonds aligned to those principles.

We start by listening and understanding how you envision yourself reaching your desired goals. Together, we bring awareness of your personal approach to financial decision-making. Then, we build a portfolio that works with your current situation and your desired lifestyle, implementing behavioral components that will help to keep you on track.

What to expect from this relationship:

• We build a portfolio aligned to your values.

• Buy low-cost, diversified funds to maximize you returns.

• Create tax-efficient cash-flow during retirement.

• Use your investments to support causes close to your heart.

• Withdraw your funds efficiently to preserve your assets and leave a legacy for your loved ones.

• Our investment management includes annual review, periodic rebalancing, and education surrounding risk and return principles.

• Someone to keep you accountable to your financial commitments and your emotions in check during the inevitable swings of market cycles.

My annual Advisory Fee is:

• 1.50% in AUM for the first $300,000 for individuals and $420,000 for couples.

• Then 1% in AUM until you reach $1,000,000.

• .95% in AUM $1,000,001 - $1,500,000.

• .90% in AUM $1,500,001 - $2,000,000.

• .85% in AUM $2,000,000 - $4,000,000.

• .75% in AUM $4,000,000 - $6,000,000.

• .60% in AUM $6,000,000 and up.

ONE-TIME COMPREHENSIVE PLAN

Get Clarity on Your Current Finances

You may not feel ready to commit to a relationship. You may want to know your own finances better before you commit to a romantic relationship or to a wild dream, such as a trip around the world or a PhD.

We believe that a long-term relationship with your Financial Planner works better for your finances, but if you would rather not, having a clear picture is better than not knowing whether you are on the right path to reach your dreams. You and I can get a snapshot of where you are today.

What to expect from this relationship:

We learn about you, where you want to go, and how you plan to get there. We analyze current situation, find alternative paths you can take, and help you design clear steps to reach those targets.

How much Does it Cost?

The investment of a one-time financial plan starts at $2,500, depending on the complexity of your financial situation.

Be Coached By A CFP® Professional Who Is A Certified Life Coach And Financial Behavior Specialist®

We integrate approaches from psychology and behavioral finance to direct our work into better financial well-being for you.

Get the guidance of a Certified Life Coach and Financial Behavior Specialist® to move from your current situation to living your greatest potential.

Together We will:

Discover what is keeping you from taking the next steps to your goals.

Discern priorities from noise.

Set your personal S.M.A.R.T. goals and gain confidence by setting and reaching the small marks.

Focus in your most important goals with the help of an accountability partner and coach.

Unleash your potential with joy.

How much Does it Cost?

My fee is $250 per (one hour) session.